This product covers the balance of a loan or lease contract for a motor vehicle should you die. It also offers a benefit that results in L'Entraide Assurance taking over your monthly payments in the case of total disability due to an accident or a disease.

Characteristics

This product is offered in the following combinations:

• Life insurance
• Disability insurance
• Life and disability insurance

• This life insurance reimburses your loan or long-term lease in the case of death.



• This disability insurance in the case of an accident or illness frees you from having to make the monthly payments on your vehicle.



• NO medical questions are asked at the time of purchase.



• There are NO SURPRISES when making a claim since the client's health is not taken into consideration when the insurance certificate is signed. Only the clause on PRE-EXISTING CONDITIONS for the first 12 months applies.



• A SINGLE premium regardless of age or gender.



• Possibility of having a co-insured FOR HALF THE PRICE required for the insured.



• For claims, the insured amount is paid out IN A SINGLE PAYMENT rather than in installments.



• In the case of a disability claim, the payments are issued monthly to the creditor.

Features :

The L'Entraide Securiloan premium is payable in a single payment and most often is included in the overall amount of your loan or long-term lease. Thus, there is nothing for you to pay when you purchase the contract. The premium is indicated on the insurance certificate and it is guaranteed, i.e. no additional premiums will be required subsequently unless there has been an error or changes are made to the contract.

Check the distribution guide for all the details.